DirectMerchant

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Can you imagine deposit capture at the earliest point of presentment with no negative impact on the consumer? DirectMerchant can and does. DirectMerchant is collection of distributed capture applications designed to allow the merchant to select one or more consumer interfaces so that the merchant has the correct solution for the merchant and the consumer.

DirectMerchant: Smart Deposit operates behind the point of presentment and is designed using the Microsoft Smart Client capabilities. The solution is built for high check volume merchants or corporations. No immediate connectivity is required, allowing a fully functional capture application without internet connectivity. The system includes CAR/LAR, IQA, duplicate detection, corrections, balancing, user definable fields, and transmission.

DirectMerchant: WEB Deposit is a browser based solution. A simple ActiveX device driver is downloaded to the local PC. All other features are provided by the DirectAggregator: Collector WEB server. The solution is designed for low volume users and includes CAR/LAR. IQA, duplicate testing and user definable fields that facilitate accounts receivable processing.

DirectMerchant: POS is a point of presentment application that allows a small business to handle all forms of payment, including coupon capture. POS allows the customer to pay at the cash register and includes checks, credit cards, debit cards, smart cards, and cash. In addition, the solution allows the financial institution to provide their small business merchant better control over inventory and accounts receivables.