DirectMerchant
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Can you imagine deposit capture at the earliest point of presentment with no negative
impact on the consumer? DirectMerchant can and does. DirectMerchant is collection
of distributed capture applications designed to allow the merchant to select one
or more consumer interfaces so that the merchant has the correct solution for the
merchant and the consumer.
DirectMerchant: Smart Deposit operates behind the point of presentment
and is designed using the Microsoft Smart Client capabilities. The solution is built
for high check volume merchants or corporations. No immediate connectivity is required,
allowing a fully functional capture application without internet connectivity. The
system includes CAR/LAR, IQA, duplicate detection, corrections, balancing, user
definable fields, and transmission.
DirectMerchant: WEB Deposit is a browser based solution. A simple
ActiveX device driver is downloaded to the local PC. All other features are provided
by the DirectAggregator: Collector WEB server. The solution is designed for low
volume users and includes CAR/LAR. IQA, duplicate testing and user definable fields
that facilitate accounts receivable processing.
DirectMerchant: POS is a point of presentment application that
allows a small business to handle all forms of payment, including coupon capture.
POS allows the customer to pay at the cash register and includes checks, credit
cards, debit cards, smart cards, and cash. In addition, the solution allows the
financial institution to provide their small business merchant better control over
inventory and accounts receivables.